• Are you the direct lender?

        YES! we are the lender, that is the primary reason for quick responses and fast closings. ​

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• How fast can you close a deal?

       Underwriting 24-48 hours ,once approved we can close within 48 hours as long as we have clear title

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•  Do you look for income or credit score verification?​

       No we do not ask for any income docs or credit reports, we are strictly an equity lender. 

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• Do you escrow for repairs?​

​       yes, all rehab or new construction money must be escrowed and released on a draw schedule agreed          upon by us and the borrower. ​

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• Where do you lend?​

       We lend in Hampton road areas, Virginia Beach, Norfolk, Portsmouth, Suffolk, Newport News, Hampton,Manassas, Gainesville and Northern Virginia.

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• Do you lend on "as is" or "after repaired values"?​

      Both, if the property does not need repairs we lend 65% of the "as is" value, if repairs are needed we           lend up to 65% of the after repair value.